The Building Process
12 Steps to Building Your New Dream Home
Whitehall Building & Company has 12 steps to building a New Home. Each step serves as a milestone to completing your new home. Please note each step requires the preceding step to be complete prior to going on to the next. This hopefully will assist in providing a snap shot the required steps, their anticipating timing and how they relate to completion of construction.
1. Buyer to obtain a Pre-Approval from a builder approved Lender prior to meeting with builder’s representative. A Pre- Approval letter demonstrates the Buyer’s ability to obtain a Construction Perm mortgage. (week 1)
2. Once the house plan been selected, the Buyer and Builders representative must meet to review the Standard Specifications (Specs) and Features. The Specifications and features is a document attached to the contract that provides specific details to the materials and processes used to construct Whitehall Building & Company new home at the Standard Base price. (week 2)
3. Buyer and Builder’s Representative meet to sign a contract on the base price of the home. Contract will be contingent upon the Buyer’s full and final approval and selections of any and all optional features or selections. (week 3)
4. Selections of all options such as flooring, cabinets, counters, appliances and etc (weeks 4 and 5)
5. Building Contract is contingent upon Buyer’s full and final approval of all optional features and specifications. This contingency must be removed before permits or full loan application will be submitted. (week 5)
6. Submit full loan application. (week 6)
7. Submit Permits (weeks 6 and 7). To construct at new home the building permit must be submitted, approved and issued.
8. Process Permits. Generally speaking, obtaining a building permit takes about 4 months. Once a permit is submitted, the county will review and issue comments. Once all comments are addressed, reviewed and approved, the permit will be issued.
9. Settle on construction loan (weeks 6 to 21). Once the bank has approved the loan and the local review agencies have issued comments, the construction loan shall be settled transferring the lot to the Buyer.
10. Commence construction of home after issuance of permits (weeks 21 through week 49).The average construction period is 7 months. Smaller, less complex homes take less time, while larger more complex homes can take longer. Sometimes, weather can also factor into the equation as well.
11. Walk Through. Once the homes is completed and cleaned we will conduct a Customer Walk Through and generate and Official Punch List. Once ALL the items on the Punch List have been completed or addressed, the customer may occupy the home. This period usually takes one to two weeks. (weeks 50 and 51)
12. Occupy/Warranty. Once the customer moves in, they will be provided a copy of all the Sub Contractors who performed work on their house. If a problem arises during the first year of occupancy, they should call the responsible Sub Contractor to schedule a time to address the issue. If a satisfactory resolution is not obtained, please call the Builder. (week 52)
2. Once the house plan been selected, the Buyer and Builders representative must meet to review the Standard Specifications (Specs) and Features. The Specifications and features is a document attached to the contract that provides specific details to the materials and processes used to construct Whitehall Building & Company new home at the Standard Base price. (week 2)
3. Buyer and Builder’s Representative meet to sign a contract on the base price of the home. Contract will be contingent upon the Buyer’s full and final approval and selections of any and all optional features or selections. (week 3)
4. Selections of all options such as flooring, cabinets, counters, appliances and etc (weeks 4 and 5)
5. Building Contract is contingent upon Buyer’s full and final approval of all optional features and specifications. This contingency must be removed before permits or full loan application will be submitted. (week 5)
6. Submit full loan application. (week 6)
7. Submit Permits (weeks 6 and 7). To construct at new home the building permit must be submitted, approved and issued.
8. Process Permits. Generally speaking, obtaining a building permit takes about 4 months. Once a permit is submitted, the county will review and issue comments. Once all comments are addressed, reviewed and approved, the permit will be issued.
9. Settle on construction loan (weeks 6 to 21). Once the bank has approved the loan and the local review agencies have issued comments, the construction loan shall be settled transferring the lot to the Buyer.
10. Commence construction of home after issuance of permits (weeks 21 through week 49).The average construction period is 7 months. Smaller, less complex homes take less time, while larger more complex homes can take longer. Sometimes, weather can also factor into the equation as well.
11. Walk Through. Once the homes is completed and cleaned we will conduct a Customer Walk Through and generate and Official Punch List. Once ALL the items on the Punch List have been completed or addressed, the customer may occupy the home. This period usually takes one to two weeks. (weeks 50 and 51)
12. Occupy/Warranty. Once the customer moves in, they will be provided a copy of all the Sub Contractors who performed work on their house. If a problem arises during the first year of occupancy, they should call the responsible Sub Contractor to schedule a time to address the issue. If a satisfactory resolution is not obtained, please call the Builder. (week 52)